Consent for Electronic Signatures, Records, and Disclosures (“E-Consent”)
Introduction
You are submitting a request to be connected with one of our third-party lenders or financial service providers. To offer you financial products or services, these third parties require your consent to use electronic signatures, records, and disclosures (“E-Consent”). This notice informs you of your rights when receiving electronic disclosures, notices, and information. By clicking the link to agree to our terms or by submitting your information through our website, you acknowledge receipt of this E-Consent and agree to conduct transactions using electronic signatures and records.
Option for Paper Records
You may request paper copies of any disclosures by contacting the third-party lender or financial service provider directly. They will provide these at no charge and will retain all disclosures as required by applicable law.
Scope of Consent
This E-Consent applies to all online interactions between you and the third-party lenders or financial service providers, including those conducted on mobile devices. By providing this consent, these parties may process your information and interact with you electronically during all online interactions. They may also send you notices electronically related to interactions and transactions. Disclosures may be provided online at our or the third parties’ websites and may be sent via email.
Consenting to Do Business Electronically
Before deciding to conduct business electronically with third-party lenders or financial service providers, ensure you have the necessary hardware and software capabilities.
Hardware and Software Requirements
To access and retain electronic disclosures, you will need:
- A computer or device capable of accessing the Internet
- Access to an email account
- An Internet browser supporting at least 128-bit encryption (e.g., Microsoft® Internet Explorer, Mozilla Firefox®)
- A PDF reader like Adobe® Acrobat Reader® or Foxit®
- A printer or storage device to retain copies of disclosures for future reference
For questions about hardware and software requirements, contact the third-party lenders or financial service providers directly.
Withdrawing Consent
Your E-Consent for our service and for our third-party lenders’ or financial service providers’ consideration of your request cannot be withdrawn because it is a one-time transaction. If you are connected with one or more third-party lenders or financial service providers, you may withdraw your E-Consent with them at any time at no charge. However, withdrawing this E-Consent before receiving credit or other financial products or services may prevent you from obtaining such products or services. To withdraw E-Consent, contact the third-party lender or financial service provider directly. Withdrawing consent does not affect the legal effectiveness, validity, or enforceability of prior electronic disclosures.
Updating Contact Information
Keep third-party lenders or financial service providers informed of any changes to your email or mailing address. Update this information by logging into their websites or sending a written update by mail.
Your Ability to Access Disclosures
By clicking the link to agree to our terms or by submitting your information through our website, you acknowledge that you can access the disclosures in the designated formats described above.
Consent
By clicking the link to agree to our terms or by submitting your information through our website, you acknowledge that you have read this information about electronic signatures, records, disclosures, and conducting business electronically. You consent to using electronic signatures, receiving all disclosures in electronic form, and conducting business with the lender or financial service provider electronically. You also agree that you may request paper copies of disclosures and withdraw your consent to conduct business electronically at any time without charge. If you do not agree to the use of electronic signatures, records, and disclosures, do not submit your information through this website.
